SB 1306: Background Check Requirements for Insurance Professionals
March 13, 2026
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The Frame
Insurance professionals will be required to pay for their own state and federal fingerprint background checks, and the will gain new authority to use these results to make licensing determinations.
Potentially affected actors named in the source documents. Mention is not a position.
Insurance professionals
They are required to undergo fingerprinting and pay the associated costs for background checks.
Department of Law Enforcement
The agency is tasked with processing fingerprints and sharing records with the Office of Insurance Regulation.
Office of Insurance Regulation
The agency is tasked with reviewing background check results to make licensing determinations.
Last recorded activity March 13, 2026.
Introduced.
Summary
Key Facts
You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.
Why It Matters
Insurance professionals will be required to pay for their own state and federal fingerprint background checks, and the will gain new authority to use these results to make licensing determinations.
Frequently Asked Questions
Who pays for the fingerprint background check?
What happens to my fingerprint data?
News Coverage
Sponsors
Discoveries
Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.
Cost-shifting for background checks
The bill explicitly shifts the financial burden of state and federal background check processing from the state to the individual insurance professional.
Connected Entities
Sources
openstates.org
Analysis Score
0–100- Significance60How much this matters to a regular citizen
- Controversy20Intensity of disagreement among stakeholders
- Entertainment5Compellingness for a non-policy-wonk reader
- Buzz15Current news / social attention level
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