Insurance Data Protection Act

insurance data privacy financial regulation federal oversight

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

Where This Stands

Introduced

Committee

Floor Vote

Passed

Signed

Currently in_committee. The next step in the legislative lifecycle is Floor Vote.

Last action

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-591.Jan 25, 2024

Lead sponsor

Katie Britt

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

The Frame

What this does

This bill changes how federal agencies access private insurance company records, potentially limiting federal oversight of the insurance industry by requiring regulators to prioritize existing state-level data sources.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Insurance Companies

They are subject to new limitations on how federal regulators can request data directly from them.

Federal Financial Regulators

They must follow new coordination and data-sourcing requirements before collecting information from insurance companies.

State Insurance Regulators

They become the primary point of contact for federal agencies seeking data already held at the state level.

What changed

Current stage: in_committee.

What's next

Floor Vote.

Summary

This bill restricts the ability of federal financial regulators to collect data directly from insurance companies. It requires regulators to first seek information from existing state or federal sources and mandates strict confidentiality protections for any data that is shared.

Key Facts

Repeals the subpoena and enforcement authority of the Federal Insurance Office under 31 U.S.C. 313(e)(6).
Prohibits federal financial regulators from collecting data directly from insurance companies if that data is already available through other federal or state agencies.
Requires financial regulators to coordinate with state insurance regulators and other agencies before requesting data from an insurance company.
Mandates that if a regulator must collect data directly from an insurance company, they must comply with the Paperwork Reduction Act.
Ensures that sharing nonpublic data with a financial regulator does not waive any existing legal privileges or confidentiality protections.
Requires that any data shared with a financial regulator remains subject to existing privacy agreements and federal disclosure laws, including FOIA exceptions.
Allows financial regulators to share obtained data with state insurance regulators through formal information-sharing agreements.
Excludes insurance companies from the definition of 'financial company' regarding the subpoena authority of the Office of Financial Research.

Frequently Asked Questions

Does this bill stop federal agencies from getting information about insurance companies?

No, it requires them to first check if the information is already available from state regulators or other sources before requesting it directly from the insurance company.

Will my personal insurance data become public under this bill?

The bill explicitly reinforces confidentiality protections, stating that sharing data with regulators does not waive legal privileges and that existing privacy laws continue to apply.

Why It Matters

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Lobbying Activity

AARP

$4,110,000

2026

HEALTH ISSUESMEDICARE/MEDICAIDLAW ENFORCEMENT/CRIME/CRIMINAL JUSTICEPHARMACY

“P.L. 119-21, One Big Beautiful Bill Act H.R. 8867, Planning for Long-term Aging Needs (PLAN) Act H.R. 5861, Legacy Act of 2025 H.R. 9393, the Lower Costs, More Transparency Act. H.R. 9396, the Prior Authorization Accountability Act. S. 4916, the Aging with Artificial Intelligence Act. H.R. 8100, Safe Staffing Saves Lives Act. S. 3886, Nurses Belong in Nursing Homes Act. H.R. 6766/S. 3492, the Essential Caregivers Act of 2025. H.R. 7966/S. 4118, Hospice Care Accountability, Reform, and Enforcement (Hospice CARE) Act. S. 2120, the Older Americans Act Reauthorization Act of 2025 H.R. 5575, the Firefighters Assisting Seniors to Emergency Response (FASTER) Act of 2025. H.R. 3954/S. 4641, Improving Access to Medicare Coverage Act. H.R.5554/S.2831, Stand Strong for Medicare Act. S. 3439/H.R. 6735, Connecting Caregivers to Medicare Act and efforts related to the bill S. 1227/H.R. 2491, Alleviating Barriers for Caregivers Act S. 668/H.R. 3183, Supporting Access to Falls Education and Prevention and Strengthening Training Efforts and Promoting Safety Initiatives (SAFE STEPS) for Veterans Act of 2025 CMS-1851-P, Hospice Proposed rule. CMS-1843-P, Skilled Nursing Facility Proposed rule. CMS-1844-P, Home Health Proposed rule. No bill number. Health care transparency. No bill number. Discussed use of artificial intelligence and health data technology. No bill number. Discussed health-related policies and activities around the fall respiratory virus season. No bill number. Discussed health insurance affordability proposals. No bill number. Discussed Nursing Home staffing standards, safety, and quality. No bill number. Discussed Nursing home transparency and ownership requirements. No bill number. Discussed home health, hospice, and long-term care. No bill number. Discussed falls prevention. No bill number. Discussed social isolation. No bill number. Discussed HUD Assisted Living Requirements No bill number. Discussed family caregiving. No bill number. Discussed AARP paper on Medicare Caregiver Training Services. No bill number. Discussed Medicaid community engagement interim final rule, including the family caregiver exemption. No bill number. Discussed the paid direct care workforce in long-term care. No bill number. Discussed the unaffordability of long-term care. No bill number. Discussed Money Follows the Person Rebalancing Demonstration Program and Medicaid HCBS spousal impoverishment protections. No bill number. Discussed Medicaid fraud and family caregivers, Medicaid self-direction programs. No bill number. Discussed sandwich generation family caregiver hearing and submitted a statement for the record discussing family caregivers and sandwich generation caregivers, programs that support them, AARP caregiving resources, and federal policies to support sandwich generation caregivers and caregivers more broadly. No bill number. Discussed long-term care. No bill number. CMS-2453-NC; Medicaid Program; 2028 Medicaid Home and Community-Based Services Quality Measure Set Submitted comments No bill number. Discussed expanding access to home care. No bill number. Discussed the increasing cost of home care No bill number. Discussed HSA use for telehealth chronic care management services/subscriptions. No bill number. Discussed artificial intelligence and technology”

View filing →

1607 STRATEGIES, LLC