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SB 46FLORIDA · STATEWIDESession 2026Withdrawn prior to introduction
Did Not Advance

New Rules for Out-of-Network Home Health Care

Original title: Nonparticipating and Out-of-network Nurse Registries and Home Health Agencies

September 15, 2025

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Where This Stands

Introduced
Committee
Floor Vote
Passed
Signed

This resolution did not advance - its current status is "Withdrawn prior to introduction".

Procedural history

4 actions
  1. Oct 29, 2025Senate
    Withdrawn prior to introduction
  2. Oct 29, 2025Senate
    Withdrawn from Banking and Insurance; Appropriations Committee on Health and Human Services; Fiscal Policy
  3. Oct 6, 2025SenateCommittee
    Referred to Banking and Insurance; Appropriations Committee on Health and Human Services; Fiscal Policy
  4. Sep 15, 2025SenateIntroduced
    Filed

Version history

Only one version on file - nothing to compare yet. As later stages (committee substitute, engrossed, enrolled) are captured, the redline appears here.

View official text →

The Frame

What this does

If passed, this legislation would ensure that patients using state-regulated insurance or Medicaid have the same financial coverage for home health care regardless of whether the provider is in their insurance network, potentially expanding the pool of available home health workers for residents.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Medicaid recipients

They gain the right to access out-of-network home health providers without plan restrictions.

Health insurance companies

They are prohibited from steering patients to in-network providers and must pay out-of-network providers at in-network rates.

Nurse registries and home health agencies

They are entitled to receive the same reimbursement rates as in-network providers for equivalent services.

What changed

Current stage: Withdrawn prior to introduction.

What's next

Next step not available in the current record.

Summary

This bill prevents state health plans, Medicaid, and private insurers from restricting your access to nurse registries and home health agencies. It also requires these insurers to pay out-of-network providers the same rates as in-network providers for the same services.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

Will my insurance cover out-of-network home health care under this bill?
Yes, if this bill passes, your insurance plan would be prohibited from restricting your access to nurse registries or home health agencies and would be required to reimburse them at the same rate as in-network providers.
Does this apply to my private health insurance?
Yes, the bill applies to any health insurer issuing a policy in the state, as well as health maintenance organizations (HMOs).

Why It Matters

If passed, this legislation would ensure that patients using state-regulated insurance or Medicaid have the same financial coverage for home health care regardless of whether the provider is in their insurance network, potentially expanding the pool of available home health workers for residents.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Sponsors

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift95% confidence

Mandatory Parity for Out-of-Network Rates

The bill forces a shift from negotiated network rates to a mandatory parity model for specific home health services, effectively removing the financial incentive for insurers to maintain exclusive networks for these services.

Connected Entities

organizationFiscal PolicyCommitteeMap →
organizationBanking and InsuranceCommitteeMap →

Sources

Open source document

openstates.org

Analysis Score

0–100
  • Significance75
    How much this matters to a regular citizen
  • Controversy40
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz20
    Current news / social attention level

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