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AB 69CALIFORNIASession 20252026

California AB 69 requires FAIR Plan to share policyholder data with insurers and mandates annual coverage notices

Original title: FAIR Plan policy notices and renewals.

August 30, 2026

Insurance California FAIR Plan Homeowners Insurance Consumer Protection FAIRPlanpolicynoticesandrenewals

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Where This Stands

Currently Unknown. The next step in the legislative lifecycle is Introduced.

Version history & redline

7 versions on file

Official version history is partial: 7 linked texts are unavailable or incomplete. Source links remain available below.

Comparing 12/10/24 - Introduced → 06/02/25 - Amended Assembly

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The text diff for this stage has not been computed yet.

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Redline computed from the official version text (record lane).View this version →

The Frame

What this does

This bill changes how policyholders are connected to private insurance options, potentially increasing the number of homeowners who can transition out of the state's insurer-of-last-resort program.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

FAIR Plan policyholders

Policyholders will receive annual notices regarding coverage options and may have their information shared with private insurers.

Insurance agents and brokers

Agents must provide information on clearinghouse programs and complete mandatory training on voluntary market options.

Participating insurers

Insurers must report quarterly on policies issued to FAIR Plan policyholders and receive shared data to make coverage offers.

What changed

Last recorded activity August 30, 2026.

What's next

Introduced.

Summary

Starting in 2027 and 2028, this bill requires the California Association to share policyholder information with private insurers to facilitate moving customers into the voluntary insurance market. It also mandates that the Association provide annual notices to policyholders about their coverage options and requires insurance agents to inform clients about s.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Why It Matters

This bill changes how policyholders are connected to private insurance options, potentially increasing the number of homeowners who can transition out of the state's insurer-of-last-resort program.

Frequently Asked Questions

Will my FAIR Plan policy be automatically canceled?

No. The bill authorizes the sharing of information to allow private insurers to offer you a policy, but it does not mandate automatic cancellation.

What information will the FAIR Plan share?

The bill authorizes the sharing of policyholder information with insurers participating in the to facilitate offers of coverage.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Increased Data Sharing for Market Transition

The bill marks a shift toward proactive data sharing between the state's insurer-of-last-resort and private insurers to reduce the FAIR Plan's policy count.

California FAIR Plan Association

Connected Entities

organizationCalifornia FAIR Plan Association“The joint reinsurance association managing basic property insurance for those un”Map →

Sources

Open source document

openstates.org

Analysis Score

0–100

Significance75
How much this matters to a regular citizen
Controversy20
Intensity of disagreement among stakeholders
Entertainment5
Compellingness for a non-policy-wonk reader
Buzz30
Current news / social attention level

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