POLISCOPE
Back to feed
AB 2198CALIFORNIASession 20252026

Title insurers must publish rate schedules online and the Insurance Commissioner may block new rates

Original title: Title insurance.

August 13, 2026

Track this bill to get notified when it advances a stage. One tap to stop, anytime.

The Frame

What this does

These changes shift how California title insurance consumers access pricing information and increase the Insurance Commissioner's oversight of rate adjustments.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Title insurers

They are now solely responsible for filing rate schedules and must maintain digital and physical access to those rates.

Underwritten title companies

They must maintain records of used rate schedules for 7 years and provide digital access to current rates.

Controlled escrow companies

They are subject to new filing and digital disclosure requirements for their rate schedules.

What changed

Last recorded activity August 13, 2026.

What's next

Introduced.

Summary

s are now required to publish rate schedules on their websites, replacing previous physical office posting requirements. The Insurance Commissioner is granted authority to block new or modified rates until any objections are resolved. Additionally, underwritten title companies must retain rate records for at least seven years.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Why It Matters

These changes shift how California title insurance consumers access pricing information and increase the Insurance Commissioner's oversight of rate adjustments.

Frequently Asked Questions

How can I view title insurance rates under this new bill?
Companies will be required to provide a clear and conspicuous link to their rate schedules on their websites, or provide them for viewing in their offices upon request.
Does the Insurance Commissioner have more power under this bill?
Yes, the bill authorizes the Commissioner to object to new or modified rates and block them from taking effect until the objection is resolved.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Lobbying Activity

AARP

$4,110,000

2026

HEALTH ISSUESMEDICARE/MEDICAIDLAW ENFORCEMENT/CRIME/CRIMINAL JUSTICEPHARMACY

P.L. 119-21, One Big Beautiful Bill Act H.R. 8867, Planning for Long-term Aging Needs (PLAN) Act H.R. 5861, Legacy Act of 2025 H.R. 9393, the Lower Costs, More Transparency Act. H.R. 9396, the Prior Authorization Accountability Act. S. 4916, the Aging with Artificial Intelligence Act. H.R. 8100, Safe Staffing Saves Lives Act. S. 3886, Nurses Belong in Nursing Homes Act. H.R. 6766/S. 3492, the Essential Caregivers Act of 2025. H.R. 7966/S. 4118, Hospice Care Accountability, Reform, and Enforcement (Hospice CARE) Act. S. 2120, the Older Americans Act Reauthorization Act of 2025 H.R. 5575, the Firefighters Assisting Seniors to Emergency Response (FASTER) Act of 2025. H.R. 3954/S. 4641, Improving Access to Medicare Coverage Act. H.R.5554/S.2831, Stand Strong for Medicare Act. S. 3439/H.R. 6735, Connecting Caregivers to Medicare Act and efforts related to the bill S. 1227/H.R. 2491, Alleviating Barriers for Caregivers Act S. 668/H.R. 3183, Supporting Access to Falls Education and Prevention and Strengthening Training Efforts and Promoting Safety Initiatives (SAFE STEPS) for Veterans Act of 2025 CMS-1851-P, Hospice Proposed rule. CMS-1843-P, Skilled Nursing Facility Proposed rule. CMS-1844-P, Home Health Proposed rule. No bill number. Health care transparency. No bill number. Discussed use of artificial intelligence and health data technology. No bill number. Discussed health-related policies and activities around the fall respiratory virus season. No bill number. Discussed health insurance affordability proposals. No bill number. Discussed Nursing Home staffing standards, safety, and quality. No bill number. Discussed Nursing home transparency and ownership requirements. No bill number. Discussed home health, hospice, and long-term care. No bill number. Discussed falls prevention. No bill number. Discussed social isolation. No bill number. Discussed HUD Assisted Living Requirements No bill number. Discussed family caregiving. No bill number. Discussed AARP paper on Medicare Caregiver Training Services. No bill number. Discussed Medicaid community engagement interim final rule, including the family caregiver exemption. No bill number. Discussed the paid direct care workforce in long-term care. No bill number. Discussed the unaffordability of long-term care. No bill number. Discussed Money Follows the Person Rebalancing Demonstration Program and Medicaid HCBS spousal impoverishment protections. No bill number. Discussed Medicaid fraud and family caregivers, Medicaid self-direction programs. No bill number. Discussed sandwich generation family caregiver hearing and submitted a statement for the record discussing family caregivers and sandwich generation caregivers, programs that support them, AARP caregiving resources, and federal policies to support sandwich generation caregivers and caregivers more broadly. No bill number. Discussed long-term care. No bill number. CMS-2453-NC; Medicaid Program; 2028 Medicaid Home and Community-Based Services Quality Measure Set Submitted comments No bill number. Discussed expanding access to home care. No bill number. Discussed the increasing cost of home care No bill number. Discussed HSA use for telehealth chronic care management services/subscriptions. No bill number. Discussed artificial intelligence and technology

HEIM NOACK KELLY & SPAHNN

on behalf of CHICAGO TITLE COMPANY AND AFFILIATED TITLE INSURANCE COMPANIES

Senate LDAView filing →

Pillsbury Madison & Sutro LLP

on behalf of CHICAGO TITLE COMPANY AND AFFILIATED TITLE INSURANCE COMPANIES

Senate LDAView filing →

TSG ADVOCATES DC, LLC

on behalf of FIRST AMERICAN TITLE INSURANCE COMPANY

TSG ADVOCATES DC, LLC

on behalf of FIRST AMERICAN TITLE INSURANCE COMPANY

Connected Entities

organizationInsurance CommissionerThe regulatory body responsible for receiving rate filings and reviewing objectiMap →

Sources

Open source document

openstates.org

Analysis Score

0–100
  • Significance65
    How much this matters to a regular citizen
  • Controversy20
    Intensity of disagreement among stakeholders
  • Entertainment5
    Compellingness for a non-policy-wonk reader
  • Buzz15
    Current news / social attention level

Publisher tools

Share or embed this record

POLISCOPE publisher tools

Share or embed this record