New Rules for Pet Insurance Policies and Sales

The Frame

What this does

Pet owners will receive clearer, standardized summaries of their insurance coverage, including deductibles and exclusions, while insurance agents must complete specific training to sell these products.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Pet insurance policyholders

They will receive standardized, plain-language disclosures regarding their policy coverage and contact information for consumer support.

Pet insurance agents

They are required to complete a biennial 2-hour training course to maintain eligibility to sell pet insurance products.

Pet insurers

They must provide specific written disclosures to customers and file an annual report with the Office of Insurance Regulation.

What changed

Last recorded activity March 13, 2026.

What's next

Introduced.

Summary

This bill updates how pet insurance companies must disclose policy details to customers and sets new training requirements for insurance agents. It also mandates that insurers submit an annual report to state regulators detailing their policy activity, premiums, and claims.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Frequently Asked Questions

What information must be included in the new pet insurance disclosure?

Insurers must provide a plain-language summary of key features like coverage limits, deductibles, waiting periods, exclusions, and preexisting condition rules, along with contact info for the agent and the Division of Consumer Services.

Do insurance agents need special training to sell pet insurance?

Yes, agents must complete a 2-hour training course on specific pet insurance topics to be eligible to sell these policies.

What data will pet insurance companies have to report to the state?

By March 1 annually, they must report the number of policies issued/canceled, total premiums and claims, and specific data on why policies were denied or rescinded.

Why It Matters

Pet owners will receive clearer, standardized summaries of their insurance coverage, including deductibles and exclusions, while insurance agents must complete specific training to sell these products.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Voting Record

Motion succeededupper2/4/2026openstates_bulkOfficial roll call ↗

Favorable with Committee Substitute

Total

10

Yes

10

No

0

Present

0

Not Voting

0

Abstain

0

How they voted (10)

Kathleen Passidomo

Republican · yes

Ed Hooper

Republican · yes

Keith Truenow

Republican · yes

Rosalind Osgood

Democratic · yes

Colleen Burton

Republican · yes

Barbara Sharief

Democratic · yes

Jason Pizzo

Independent · yes

Jonathan Martin

Republican · yes

Joe Gruters

Republican · yes

Jim Boyd

Republican · yes

Full roll-call analysis →

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Shift in Training Responsibility

The bill removes the requirement for insurers to ensure their agents are trained in a specific manner, shifting the focus to the agent's individual compliance with biennial training requirements.

Pet insurers Pet insurance agents