HB 1403FLORIDA · STATEWIDESession 2026dead

Florida HB 1403 authorizes automatic enrollment and contribution resets for public employee retirement plans

Original title: Deferred Compensation Plans for Public Employees

March 13, 2026

public employees retirement deferred compensation government benefits labor policy

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The Frame

What this does

If enacted, this measure would change how public employees save for retirement by shifting from an opt-in model to an automatic enrollment system, potentially increasing participation rates in state and local deferred compensation programs.

Who is mentioned in the record

Potentially affected actors named in the source documents. Mention is not a position.

Public Employees

Employees may be subject to automatic enrollment in deferred compensation plans and periodic adjustments to their contribution rates.

Counties and Municipalities

These local government entities are authorized to adopt automatic enrollment arrangements for their respective deferred compensation programs.

What changed

Last recorded activity March 13, 2026.

What's next

Introduced.

Summary

This bill would allow government employers to automatically enroll employees in s and set default contribution rates. It also permits the periodic re-enrollment of staff and the automatic adjustment of their contribution levels, while ensuring employees retain the right to opt out or change their elections.

Key Facts

You don't have to trust us. Each fact below is taken straight from the official document - click any one to see the exact passage, highlighted in the original.

Why It Matters

Frequently Asked Questions

Would I be forced to participate in a deferred compensation plan under this bill?

The bill requires that s provide employees the ability to make their own elections regarding contributions, implying an opt-out or modification mechanism.

Does this apply to all government employees?

It applies to state employees, as well as employees of counties, municipalities, political subdivisions, and , provided their respective employers adopt the arrangement.

News Coverage

No news coverage found yet. Articles are indexed twice daily.

Discoveries

Patterns POLISCOPE noticed across the record. These are observations to investigate, not conclusions.

policy shift90% confidence

Shift to Default Enrollment

The bill represents a policy shift toward 'nudge' economics in public sector retirement, moving from voluntary participation to default enrollment.

Public Employees

Connected Entities

organizationDepartment of Financial Services Map →

organizationPublic Employees Map →

organizationFlorida Legislature Map →

organizationLegislature“Required to approve the adoption of automatic enrollment for state-level deferre”Map →

Sources

Open source document

openstates.org

Analysis Score

0–100

Significance65
How much this matters to a regular citizen
Controversy40
Intensity of disagreement among stakeholders
Entertainment5
Compellingness for a non-policy-wonk reader
Buzz20
Current news / social attention level

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